Metrogard Insurance Program -Property

	Insurance Coverages Available

Metrogard is administered by: Massamont Insurance Agency, Inc PO Box 1170 Greenfield, MA 01302 T. 800.444.3916 F. 413.774.3916 Web Master
	Property Insurance Available No Coinsurance / Agreed Amount Blanket Building and Contents Wide Variety of Deductible Options Up to $250,000 Pollution Cleanup Back up of Sewers and Drains Demolition, Contingent Liability and ICC 90 Day Automatic Building and Contents Coverage for New Property $100,000 in Any Other Location Coverage for Over Looked Property Off Premises/In Transit Extra Expense/Business Income Contingent Business Income Tuition and Fees Rents Utility Services - Direct Damage Outdoor Property Surface Water Increased Limits on Debris Removal Flood and Earthquake Builders Risk Arson Reward Crime Reward Contamination – Spoilage Emergency Evacuation Expenses Fire Department Service Charge Fire Protection Device Recharging Lock Replacement Loss Data Preparation Costs Personal Effects Personal Property of Others Utility Services 4% Inflation Guard Full Glass Coverage Full Signs Coverage
	IMPORTANT THE ABOVE IS A LIST OF COVERAGE THAT IS AVAILABLE IN THE METROGARD INSURANCE PROGRAM, AND NOT A REFLECTION OF YOUR CURRENT COVERAGE. THE INCLUSION OF ANY COVERAGE FROM THIS LIST IS SUBJECT TO UNDERWRITING REVIEW AND APPROVAL. THIS SHOULD BE USED AS A GUIDE TO REVIEW THE CURRENT LEVEL OF COVERAGE WITH THE INSURED OR TO ASSESS COMPETITORS COVERAGe.