Metrogard Insurance Program

	Insurance Coverages Available

Metrogard is administered by: Massamont Insurance Agency, Inc PO Box 1170 Greenfield, MA 01302 T. 800.444.3916 F. 413.774.3916 Web Master
	Auto: Liability and Physical Damage Medical Payments Personal Injury Protection where applicable Loss of Use/Rental Reimbursement Employees as Insureds Upset Pollution Uninsured/Underinsured Motorists Hired and Non Owned Hired Car Physical Damage Wide variety of deductible on comprehensive and collision Sound Transmission and Receiving Equipment Defense Outside the Limits Freezing of Fire Equipment Garage and Garagekeepers Liability Volunteer Fire Fighters Excess Physical Damage Fellow Employee coverage Automatic Additional Insured as required by Lease Coverage Territory extended for Hired Autos Lease Gap coverage
	IMPORTANT THE ABOVE IS A LIST OF COVERAGE THAT IS AVAILABLE IN THE METROGARD INSURANCE PROGRAM, AND NOT A REFLECTION OF YOUR CURRENT COVERAGE. THE INCLUSION OF ANY COVERAGE FROM THIS LIST IS SUBJECT TO UNDERWRITING REVIEW AND APPROVAL. THIS SHOULD BE USED AS A GUIDE TO REVIEW THE CURRENT LEVEL OF COVERAGE WITH THE INSURED OR TO ASSESS COMPETITORS COVERAGe.

Auto: Liability and Physical Damage