Metrogard Insurance Program -General Liability

	Insurance Coverages Available

Metrogard is administered by: Massamont Insurance Agency, Inc PO Box 1170 Greenfield, MA 01302 T. 800.444.3916 F. 413.774.3916 Web Master
	General Liability Bodily Injury Property Damage Personal Injury Medical Payments Contractual Products and Completed Operations Defense Outside of Limit Personal Injury to Include Mental Anguish and Humiliation Pollution from Hostile Fire Employee Benefit Liability Incidental Medical Malpractice including Infirmary Liquor Liability Nurses Malpractice Ambulance Attendant Errors and Omissions EMT, Paramedics and Emergency Dispatchers (E911) Miscellaneous Medical/Social Service Professional Athletic Participation Pesticide and Herbicide Sexual Abuse and Molestation Owned and Non Owned Water Craft Volunteers and Employees as Insured Streets and Roads Students as Insureds Engaged in Practicum Programs – School to Work Law Enforcement Liability for Security Force or Police Corporal Punishment Vermont Pollution up to Full General Liability Limit Fire Department E&O Fire Department Mutual Aid Good Samaritan Fire Department Fellow Employee Pollution from Emergency Operation Broadcasters E&O OCP Dam Coverage Pastoral Liability Pollution from Ordinary Classroom Activities Medical Payments for volunteers Separation of Insureds
	IMPORTANT THE ABOVE IS A LIST OF COVERAGE THAT IS AVAILABLE IN THE METROGARD INSURANCE PROGRAM, AND NOT A REFLECTION OF YOUR CURRENT COVERAGE. THE INCLUSION OF ANY COVERAGE FROM THIS LIST IS SUBJECT TO UNDERWRITING REVIEW AND APPROVAL. THIS SHOULD BE USED AS A GUIDE TO REVIEW THE CURRENT LEVEL OF COVERAGE WITH THE INSURED OR TO ASSESS COMPETITORS COVERAGe.