METROGARD FAQs

frequently asked questions

Why should I consider the Metrogard Program?

The Metrogard Program is available in all 6 New England states. With over $70million in annual premium and over 800 accounts, it is the largest insurance provider to public entities of its kind in the New England region.

How comprehensive is the Metrogard Program?

Metrogard offers a full package of insurance lines to provide coverage for all types of insurable municipal exposures including Property, General Liability, Boiler & Machinery, Automobile, Public Officials Liability, Educational Entity Liability, Law Enforcement Liability and Umbrella Liability.

Metrogard’s companies carry an A.M. Best rating. Why is this important?

The A. M Best Company is a rating service that measures the financial health of the insurance industry. Companies that carry an A- or higher are considered Excellent. The insurance industry is constantly changing, and A.M. Best rating is critical in measuring a carrier’s ability to pay claims.

Is the Metrogard Program an assessable program?

No. Each insured participating in the Metrogard Program is underwritten on its individual merit and is not dependent on the loss performance of other program members.

Why is the Metrogard Program offered through local producers?

Local insurance professionals offer service that cannot be substituted by insurance providers serving accounts from afar. Your local producer is pre-qualified by the Metrogard Program to provide top-notch service right in your area.

What other value added services does the Metrogard Program offer?

In addition to comprehensive coverage, competitive pricing and responsive local service, Metrogard backs up its products with timely claims processing and a full service loss prevention staff that is the largest in New England dedicated to public entities.

How do I know if my local insurance professional can access the Metrogard Program?

Metrogard offers insurance to public entities throughout New England through over 180 insurance professionals. The chances are your local provider knows about the Metrogard Program. However, if you are unsure, call Jim Tyrrell at (866) 650-4016 x 217 or e-mail at jtyrrell@massamontinsurance.com for a qualified insurance provider near you.